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View offersProperty Purchase Cost Calculator
Local tax, notary, fees and commission
Updated for 2026
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What does the property purchase cost calculator calculate?
The property purchase cost calculator is an online tool that calculates all additional costs that arise when buying real estate in Bulgaria. The calculator shows the local acquisition tax (2% of property value), notary fees (vary by value), property registration fee, and broker commission (if applicable, usually 2-3%). The calculator is useful for property buyers planning a purchase who want to know exact costs, for comparing different offers with included costs, and for planning the budget for property purchase. It helps you avoid unexpected costs and make an informed decision about property purchase by showing you the real total purchase price.
How to use the property purchase cost calculator?
Using the calculator is very simple. Follow these steps:
- Enter the property price: Enter the agreed property price in BGN.
- Automatic calculation: The calculator will automatically calculate the local tax (2% of value).
- Notary fees: View notary fees, which vary depending on property value.
- Registration fee: View the property registration fee.
- Commission: Enter broker commission (if applicable, usually 2-3% of price).
- Calculate: Click "Calculate" and the calculator will show all costs and total amount.
- Review the results: View the breakdown of all costs and total purchase price.
Example with specific numbers
Example: Purchase of apartment for 100,000 BGN with broker (3% commission)
- Property price: 100,000 BGN
- Local tax (2%): 100,000 × 2% = 2,000 BGN
- Notary fees: ~500-800 BGN (varies by notary)
- Registration fee: ~50-100 BGN
- Broker commission (3%): 100,000 × 3% = 3,000 BGN
- Total additional costs: 2,000 + 700 + 75 + 3,000 = ~5,775 BGN
- Total purchase price: 100,000 + 5,775 = 105,775 BGN
When buying an apartment for 100,000 BGN, additional costs are about 5,775 BGN, which means the total purchase price is 105,775 BGN. This is important to know when planning the budget and making a purchase decision.
Sources and notes
The calculator uses current tax rates and fees for 2025, established by the Local Taxes and Fees Act and notary regulations. The local acquisition tax is 2% of property value and is paid in the municipality where the property is located. Notary fees vary depending on property value and are determined by the notary. The property registration fee is fixed and paid at the Registry Agency. Broker commission is usually 2-3% of property price and is agreed with the broker. It's important to note that costs can vary depending on the specific case, notary, and region. For accurate calculations, always consult with a notary, broker, or lawyer.
Last updated: April 3, 2026
Data is up to date according to NRA and NOI (Bulgarian tax and social security). For official information see the sources below. Last update: 3 April 2026.
Sources:
- NRA – National Revenue Agency
- NOI – National Social Security Institute
- VAT Act – Bulgarian VAT law
- Local taxes act – Local taxes and fees
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Frequently Asked Questions
What are the costs when buying property?
Main costs include local tax (2% of value), notary fees, property registration fee, and broker commission (if applicable).
How much is the local acquisition tax?
The local acquisition tax on property is 2% of property value. It is paid in the municipality where the property is located.
How are notary fees calculated?
Notary fees vary depending on property value. Usually they are between 0.5% and 1% of value, but there are minimum and maximum ceilings.
Is broker commission mandatory?
No, broker commission is not mandatory. It is paid only if you use broker services and is usually 2-3% of property value.
How to plan property purchase costs?
Use the calculator to get an accurate estimate of all costs. Add 5-10% reserve for unexpected costs.